A Perfect “Thank You” gift for employees, babysitters, housekeepers, bosses, teachers, postal carriers, neighbors…

OECU offers a variety of card designs and YOU choose the value! You won’t be locked in to giving a specific amount…..the choice of how much to give is up to YOU! Gift cards may be purchased at any branch for $3.00 each.

Visa ® Gift Cards are a prepaid card, not a credit card, and can be used anywhere Visa debit cards are accepted. You’ll find the Visa Gift Card is convenient, secure, and easy to use at retail stores and on the Internet.

Certain purchases require the full purchase amount to be known when the card is initially swiped for approval, therefore Visa Gift Cards should not be used at gas – pay at the pump, hotel, or auto rental merchants.

OECU currently has the following cars for sale:

2014 Chevy Silverado 4X4
Mileage: 63,000
VIN#: 1GCVKREC2E229287
OECU Asking Price: $25,375.00

2012 Dodge Ram 2500 Crew Cab SLT
4WD 6.7L I6-Diesel

Mileage: 105,560
VIN#: 3C6UD5JL6CG324931
OECU Asking Price: $27,150.00

2014 Ford Mustang Coupe
2D 3.7L V6

Mileage: 36,336
VIN#: 1ZVBP8AM5E5229706
OECU Asking Price: $16,000.00

1973 Chevy Camaro

If you are interested in any of the vehicles listed, please contact Verne Bryant at 405.722.2234

Due to recent increases in fraud losses incurred in New York, New Jersey, Florida, and California, Oklahoma Educators Credit Union has limited debit card transactions that occur in these states unless a PIN is used. ALL Credit Card transactions are blocked from these states.  If you live in or make purchases in these states, you can, however, contact us at (405) 722-2234 to have your card added to the exception list so that you’ll still be able to do signature based transactions with your card.

Additionally, the credit union has had to place a $500 daily limit on ATM withdrawals from credit cards as much of the recent fraud has been perpetrated through ATM devices.

We hope all of our members understand that we take these actions to protect our members and the credit union from unusual losses that could be shared by all members in the form of higher interest rates on loans and lower dividends on shares.

You Swipe. School Districts EARN.

With a School Spirit Visa® Debit Card from Oklahoma Educators Credit Union, it’s easy for educators, parents, students and alumni to support their school district.

When you select a School Spirit Debit Card and swipe for a purchase, a portion of the proceeds goes back to the school district of your choice.

The School Spirit Debit Cards that are FREE with any Oklahoma Educators Credit Union checking account are: Western Heights Public Schools, Yukon Public Schools, Putnam City Public Schools Mid-Del Public Schools, El Reno Public Schools and Moore Public Schools. Download an OECU Check Card Application here.

Contact Rodney Eller at 405.722.2234 if your school district is interested in a School Spirit Debit Card.

Oklahoma Educators Credit Union is always accepting applications and resumes for Teller and Loan Officer positions.

Qualifications: High school graduate or equivalent. Experienced preferred.

Please email your resume to support@oecu.com.

*Remember that e-mail is an unsecure method of communication so please do not send account or social security numbers.*

OECU is an Equal Opportunity Employer.

NW Oklahoma City Branch

Full-Time Teller/Customer Service Representative  
Oklahoma Educators Credit Union is looking for a Full-Time teller at our Midwest City branch.  This is a great opportunity to get your foot in the door of the financial industry, while working for a stable, growing company!

Duties may include:

Responding to and assisting customers with inquiries and problem resolution
Establishing customer relationships through courteous and friendly service
Identifying customer needs and referring financial products and services
Contributing to a positive, professional team environment
Working within established policies, procedures and guidelines
Work effectively as a team member
Have strong customer service skills
Possess great attention to detail and have strong time management skills
Other duties as directed
Please email your resume to support@oecu.com.
OECU is an Equal Opportunity Employer.

Are you feeling the effects of those 2015 Christmas bills?

Make Christmas 2016 EASY! A Christmas Club Savings Account with OECU helps you save for the most wonderful time of the year!

Here’s how you can open a Christmas Club Account and start saving now!

• Contact a Member Service Rep and let them know you’d like to open a Christmas Club Account
• Make a deposit of $25
• After your initial deposit, you can deposit any amount at any time – or set up payroll deduction or direct deposit!
• From October 1- December 31, you can withdraw your savings from this account with no fee
• If you make an early withdrawal (before October 1) you will be charged a withdrawal fee of $10 for each transaction

The Christmas Club Account does accrue a quarterly dividend of .10% APY.*  Dividends will be paid quarterly on the last working day of the quarter.

*Annual Percentage Yield.  Rate as of 4/1/2016

For decades the technology that allows us to pay for goods and services using a plastic card has remained basically unchanged. This consists of a card with a magnetic stripe that contains enough information about your credit or debit account to allow transactions to be authorized for payment. Its simplicity, however, is what has made it an easy tool for identity thieves to steal from financial institutions through their customers.

That’s why OECU is in the process of providing our members cards with the EMV chip. Chip card technology will fix much of the problem but not all. Chip cards utilize high level encryption which allows for an extra level of verification prior to authorizing a payment. This means that transactions done in person are harder to get an authorization for when chip card technology is used by the financial institution and the merchant. If the merchant has not yet adopted chip technology, the transaction may still be approved but the financial institution will be reimbursed for all of the fraud. At first, card fraud may not seem to decrease with chip card technology but as more stores adopt the new standard, less fraudulent transactions will be allowed and the identity thieves will have a harder time stealing money.

Online transactions will not benefit from the added security of chip cards. Since there is no way to put your new chip card in your computer, online stores will still have to decide whether to allow a transaction using just the information on the card. Because of this, when suspected breaches occur your compromised card may still be closed and a replacement card issued even though you had a chip card.

So how do I use this new card?

When you go to a store or ATM, try swiping your card as usual. At first, most merchants will not have switched over completely to the chip card technology even if their card readers have a slot in the front for the new cards. If the transaction authorizes like normal, then you won’t have to do anything special. If the store has completed their chip card upgrades, you may be asked to put the card in the front of the machine usually face up with the chip side in first. Don’t pull the card out until directed by the machine. Members have reported that instead of requesting the customer insert the card, some machines have simply stated that the card was invalid. If this happens, try inserting the card first. If it still doesn’t work, call the number on the back of the card to find out why.

That’s it! Not a major change to the way you conduct business. But a major step forward in thwarting the efforts of identity thieves.

Building Bright Futures ~ OECU Teacher Grant Program

Since 2000, Oklahoma Educators Credit Union has awarded over $200,000.00 to Oklahoma educators through our Teacher Grant Program.

“Oklahoma Educators Credit Union supports educators and their efforts to bring imaginative and innovative learning projects to their classrooms,” Cindy White, OECU President said.  “That’s why we began our Teacher Grant Program – it’s our way to help Oklahoma teacher bring new projects to life.”

2016 Grant Deadline: Friday, July 15th at 5 pm

Amounts Awarded: From $100- $500

Eligibility: Be an OECU member in good standing.  Not an OECU member?  If you’re an educator, it’s simple.  It costs only $5  – click here to find out more.

Grant FAQs (eligibility, restriction and selection criteria): Click here.

Requests for tablets, field trips, subscriptions or conferences WILL NOT be reviewed.

To apply for a 2016 Teacher Grant, please click here.

For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens do not have money management classes offered at their schools.

Achieving economic prosperity is difficult, and it’s especially hard for young people who’ve never learned how to manage money.

Oklahoma Educators Credit Union is ideally positioned to respond because we believe in the power of education. We’re here to help you launch the youth in your life toward financial independence, and here’s how:

Join. For starters, open a credit union savings account for each child in your family. As soon as your children can write, have them fill out deposit and withdrawal slips. Guide teenagers through using a debit card and tracking transactions. OECU has a Kirby Kangaroo Kids Savings Account, plus Student Checking Accounts.

Share. Include your children in household money discussions. Show them how you budget income and expenses. As their skills improve, give them challenges—such as finding a better cell phone plan, calculating the total monthly cost of owning a car, or sticking to a budget for back-to-school or holiday spending.

Coach. Remind your children to ask for help when they need it. And turn to your credit union when you want help. Our tradition of service and philosophy of self-help make Oklahoma Educators Credit Union and all credit unions a natural partner in pursuing financial security.

We’re here to help. For more information, contact Oklahoma Educators Credit Union Member Service Representative at 405.722.2234.

Win a BIKE!

During the month of April, if you open a Kirby Kangaroo Savings Account ($5) or deposit $10 into an existing Kirby account, your child will be entered to win a kid’s bike. Winner announced on April 29th.  Questions about the Contest? Download CU Month Promotion rules

With a Kirby Kangaroo Club savings account, kids begin to learn the importance of saving and managing money. The Club is fun, and FREE!

Kids can earn fun prizes like a kite, a radio, gumball bank, krazy putty and so much more when they work towards saving their money! Designed for kids up to 12 years of age, the club teaches financial education through stories, games and entertaining activities.

When you enroll your child in the Kirby Kanagroo Club, they’ll receive a personal membership card, access to a fun website, special just-for-kids newsletters and access to all of the incentive prizes.

Stop by one of our 4 branch locations to open a Kirby Kanagroo Club savings account for the special child in your life!

For more information, CLICK HERE.

Who couldn’t use a little extra cash this summer?  That’s why OECU is holding a Swipe & Win Summer Sweepstakes from June 1 – August 31.

When you use your OECU Debit Card this summer, you have a chance to win $50!  Each week, between June 1 and August 31, we will award the member that swipes his/her debit card the most times with $50 cash.

So what are you waiting for?  Have fun and get to swiping!

*Some restrictions apply. Read the 2016 OECU Sweepstakes Rules for more information.

BATTER UP!  Hit a HOME RUN for you and your family this summer.  During the month of June, if you open a checking account with PAYROLL direct deposit, you will be entered for a chance to win 4 OKC Dodger tickets.  Contact an OECU Member Service Representative for more information.

Contest from June 1-June 30th.

Click 2016 OECU Direct Deposit Rules for more information

School just ended, but the 2016-2017 school year will be here quicker than we know it.  Next year, for many schools it will be difficult to purchase copy paper for classrooms.  That’s why we’re collecting cash or reams of paper at each OECU branch.

• From June 1 – August 12th, you can either donate cash for OECU to purchase paper or bring a ream(s) of paper by your OECU branch
• Each OECU branch will select a school in their area to donate the collected paper before the school year begins.

Teacher Loan Program ~ Designed with You in Mind

You work hard for your students, why shouldn’t your money work hard for you? Oklahoma Educators Credit union, a credit union made for you, is here to help.

Our Teacher Loan, which is designed to provide you funds to purchase items for your classroom, is available from OECU between July 1st and September 30th, 2016.

• Borrow up to $1,000.00 at 2.99%APR* for up to 12 months
• Must have an active OECU checking account with a monthly payroll direct deposit
• Must provide copy of teaching certificate/verification of employment
• Must be employed in an Oklahoma school

Let us Help You and Your Students! Contact an OECU Loan Officer TODAY!

Monthly payment of $84.72 based on a $1,000.00 loan at 12 months at 2.99% APR.  To receive rate of 2.99%, applicant must have a credit score of 620 or better. *APR=Annual Percentage Rate.  Rate is based on borrower’s credit worthiness.  Not all applicants will qualify for the lowest rate.  Offer expires September 30, 2016.

You know what a Credit Report is and you see the ads for free reports on TV, but do you know how to really READ one?

The OECU team knows how to read a credit report – credit unions are permitted by law to review a credit report when a member applies for a loan.

All of the items found on your credit report are important – your personal information, your payment history and your credit score… all of this information allows a financial institution to get a good snapshot of your credit and payment history before granting you a loan.

Our FREE Financial Educational Seminar, How to Read Your Credit Report, will teach you:

• What a Credit Report Includes
• How Your Credit Score is Determined
• How to Read Your Payment History
• How to Improve Your Credit

How to Read Your Credit Report ~ FREE Financial Seminar
Tuesday, August 9th from 6:00 pm to 7:30 pm
4001 NW Expressway ~ OECU NW OKC Branch

RSVP by August 4th
support@oecu.com or 405.722.2234, ext 201

Lite finger foods will be served

If you have questions please call the OECU Marketing Department at 405-722.2234 ext. 267.

A Perfect “Thank You” gift for employees, babysitters, housekeepers, bosses, teachers, postal carriers, neighbors…

OECU offers a variety of card designs and YOU choose the value! You won’t be locked in to giving a specific amount…..the choice of how much to give is up to YOU! Gift cards may be purchased at any branch for $3.00 each.

Visa ® Gift Cards are a prepaid card, not a credit card, and can be used anywhere Visa debit cards are accepted. You’ll find the Visa Gift Card is convenient, secure, and easy to use at retail stores and on the Internet.

Certain purchases require the full purchase amount to be known when the card is initially swiped for approval, therefore Visa Gift Cards should not be used at gas – pay at the pump, hotel, or auto rental merchants.

OECU currently has the following cars for sale:

2014 Audi Q7
36,000 Miles
VIN: WA1LGAFE5ED011801
Sale Price: $38,700.00

2013 Cadillac CTS
35,150 Miles
VIN: 1G6DE5E56D0110628
Sale Price: $28,200.00

2014 Jayco M-37 TS Cummins
15,500 Miles
Diesel Fuel
VIN:3ALACXDY9EDFN1129
Sale Price: $150,000.00 OBO

2013 Ford Mustang
Miles: 26,000
VIN#: 1ZVBP8FF8D5209328
Standard 5 Speed
OECU Asking Price: $24,500

If you are interested in any of the vehicles listed, please contact Verne Bryant at 405.722.2234, ext. 261.

With a Kirby Kangaroo Club savings account, kids begin to learn the importance of saving and managing money. The Club is fun, and FREE!

Kids can earn fun prizes like a kite, a radio, gumball bank, krazy putty and so much more when they work towards saving their money! Designed for kids up to 12 years of age, the club teaches financial education through stories, games and entertaining activities.

When you enroll your child in the Kirby Kanagroo Club, they’ll receive a personal membership card, access to a fun website, special just-for-kids newsletters and access to all of the incentive prizes.

Stop by one of our 4 branch locations to open a Kirby Kanagroo Club savings account for the special child in your life!

For more information, CLICK HERE.

Metro OKC Outstanding Coach of the Month

Oklahoma Educators Credit Union will be sponsoring the Metro OKC Outstanding Coach of the Month. Each month, we choose from nominees (You can email to Oklahoma@VYPE.com, post to our Facebook page or Tweet us at @VYPEOK) and we highlight coaches who lead their teams in success on and off the field/court/diamond.

This monthly poll will consist of football coaches in the OKC Metro area and end on September 30th. The top vote-getter will be highlighted in the next edition of VYPE Magazine OKC Area.

We are leaving a “write-in” option for you if you want to nominate your own coach. Give his name, school and any info and write them in.

You may vote as often as you like, however, if too many votes are recognized from one IP address, you may be put in a cooling off period. Rest-assured, you will eventually be able to vote again.

VOTE NOW!

http://vype.com/okcity/2016/09/12/oklahoma-educators-credit-union-most-outstanding-coach-ends-sept-30/